Insureds Entitled to Fire Loss Insurance Benefits Despite Leaving Home “Vacant”

When is a home deemed 'vacant' under an insurance policy? When is it that the owners are merely occupying it in a reduced fashion and an insurer remains liable to pay out insured losses? The British Columbia Court of Appeal turned their minds to this question this recent decision.
In this case, the Plaintiffs were two friends who owned a home jointly in Surrey, British Columbia. The home was insured under a homeowners policy issued by the...
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