Legal Blog

26 Aug 2013

Insureds Entitled to Fire Loss Insurance Benefits Despite Leaving Home “Vacant”

by Admin

When is a home deemed 'vacant' under an insurance policy? When is it that the owners are merely occupying it in a reduced fashion and an insurer remains liable to pay out insured losses? The British Columbia Court of Appeal turned their minds to this question this recent decision.

In this case, the Plaintiffs were two friends who owned a home jointly in Surrey, British Columbia. The home was insured under a homeowners policy issued by the...

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26 Aug 2013

Changes Coming to Motor Vehicle Insurance on PEI

by Admin

The Canadian Broadcasting Corporation is reporting that changes are coming to the Prince Edward Island automobile insurance benefits, so that these benefits will fall in line with what is offered in the other two Maritime provinces.

The proposed changes would lift the $2,500 minor injury cap to $7,500, along with changes to the definition of what constitutes a minor injury. Changes are also anticipated to a number of no-fault insurance...

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